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I am Jannu Yadamma, W/o.Vijay Kumar, Aged: 35 years, resident of Fort Warangal Village, Warangal Mandal, Warangal Urban district. My husband Mr.VijayKumar, aged.39 years working in Warangal Municipality as Drainage cleaner since 15 years.

I am doing tailoring work and during lean period I will also go for labour works. My average monthly income is about Rs.3000/- to Rs.4000/- per month. My husband Mr.Vijay Kumar is getting salary Rs.9000/- per month in Municipality. We have 3 sons i.e 1st Son-Akhil, aged.21 years. He is completed graduation in a private college last 1 year. Now he is working in warangal police canteen located at Mamnoor and getting salary Rs.18000/- per month. He is preparing various courses for competitive exams for getting job, 2nd Son-Nikhil: aged.17 years. He is studying Intermediate 2nd year in Vagdevi College (private) located at Hanamkonda and 3rd Son-Shiva Ganesh, aged 10 years. He is studying 2nd class. He was suffered with hospitalized for 3 years for motion problem.During this three years he was not attendthe school. I am very regular in loan repayments in our Pragathi MFI for 2 yers. I am having savings of Rs.12000/- till the day. Earlier I had taken 3 loans taken from Pragathi MFI.

# Loan Loan Amount Rs. Purpose
1st 20000.00 Business-Purchase of Sewing Machine
2nd 30000.00 Children’s Eduction
3rd 50000.00 House construction

The above loans are repaid on time to the MFI. We have not availed any govt. housing scheme.

I have started the pucca house in the year 2003consists with 3 rooms., 1 hall, 1 bedroom and 1 kitchen with our family savings of Rs.50000/- & taken loan from our MFI amount of Rs.50000.We could able to complete only slab & brick work only and living in the same house from 2003 to 2017.

I have attended a meeting organized by GFS in the year 2017 February about the Habitat Housingprogram. After the meeting I have approached the concerned office person and applied the loan under completion of unfinished home. The GFS has kindly sanctioned Rs.70000/- to my family.

The estimation cost of Rs.70000/- by TO. The sweat contribution is Rs.11000/- worth.Family own savings Rs.40000/-. Total money spent is Rs.2,25,000/-for this house construction.Now we have completed the house.Now our family is living happily in the new House. We thank Habitat and GFS for provided low cost credit and hassle free loan for realizing our dream Home.